TERMS AND CONDITIONS OF USE

Dear user, we ask you to read the following Terms and Conditions of Use carefully, since by simply using or accessing any of the pages that make up the INCA TOPS S.A. website. (“https://www.incatops.com/es/”), it will be understood that you accept and agree to submit to the terms and conditions described here.
In the event that you do not agree with the Terms and Conditions of Use and you must refrain from using the Site.

1. Use and restrictions

The use of the Site expresses the user's full and unreserved adherence to these Terms and Conditions of Use. Through the Site, the user will access and/or use various services and content (hereinafter, the "Services and Content") , made available to users by the members of INCA TOPS S.A.. INCA TOPS S.A. will have the right to deny, restrict or condition the user access to the Site, totally or partially, at its sole discretion, as well as to modify the Services and Contents of the Site, at any time and without the need for prior notice.
It is strictly prohibited to use the Site for activities that imply infringing or violating the laws of Peru or of the place where the services provided through it are used.
It is strictly prohibited to carry out "hacking" activities (act or series of acts carried out through or through the Internet that involve the elimination, appropriation, interference, damage or the partial or total unauthorized extraction of information, money or goods owned by third parties registered on the Internet for any purpose, including but not limited to, to cause damage, or obtain an economic benefit in favor of the person who performs the act in favor of third parties), through the Site.
It is strictly prohibited to develop mechanisms that in any way attempt to defraud INCA TOPS S.A.. Likewise, it is strictly prohibited to use the Site as a means of defrauding third parties.
The user acknowledges that not all Services and Content are available in all geographic areas.
INCA TOPS S.A. does not guarantee the availability and continuity of the operation of the Site and the Services and Contents, nor the usefulness of the Site or the Services and Contents in relation to any specific activity. INCA TOPS S.A. will not be responsible for any damage or loss of any nature that may be caused due to the lack of availability or continuity of operation of the Site and/or the Services and Contents.

2. Intellectual property

The intellectual property rights regarding the Services and Contents and the distinctive signs and domains of the Site, as well as the rights of use and exploitation thereof, including their disclosure, publication, reproduction, distribution and transformation, are the exclusive property of INCA TOPS S.A., and are protected by Peruvian legislation on the matter, by Legislative Decree No. 822 - Copyright Law - and by Legislative Decree No. 823 - Industrial Property Law. The user does not acquire any intellectual property right by the simple use of the Services and Contents of the Site and at no time will said use be considered as an authorization or license to use the Services and Contents for purposes other than those contemplated in these present Terms and conditions of use.

3. Intellectual property of third parties

The user agrees that the provisions established in paragraph 2 above regarding the ownership of the rights of the web fondosmutuos.pe are also applicable to the rights of third parties regarding the Services and Contents of the pages linked to the Site.

4. Permitted uses

The use of the Services and Contents of the Site is the sole responsibility of the user, who in any case must use them according to the functionalities allowed in the Site itself and the uses authorized in these Terms and Conditions of Use, for which the user is obliged to use them in such a way that they do not violate the rules of use and coexistence on the Internet, the laws of the Republic of Peru and the legislation in force in the country in which the user is when using them, good customs, the dignity of the person and the rights of third parties. The Site is for personal use and for the user, therefore, the Services and Contents may not be commercialized in any way.

5. Quality of services and content

INCA TOPS S.A., its directors, managers, officials, executives, employees, agents, contractors or other related natural or legal persons, will not assume responsibility for any damage and/or loss, as a result of inaccuracies, typographical errors and changes or improvements that are made periodically to the Services and Contents, for the use of the website fondosmutuos.pe. This condition will not be applicable when Peruvian legislation establishes it.
INCA TOPS S.A., is not responsible for the damages that the User(s) may suffer as a result of the use of the Site, except those that come from intent or inexcusable fault of INCA TOPS S.A., as the case may be.
INCA TOPS S.A. is not responsible for, nor do they endorse the information that appears on the Site and that is not their direct authorship.
INCA TOPS S.A., is not responsible for viruses that may be present on the Site and/or in the messages that are sent, consequently, it is now released from all responsibility for the damages that they may cause to him/her. the users.
INCA TOPS S.A. is not responsible for the "hacking" activities that the User(s) may carry out to the detriment of another User's Account. The unauthorized disposition of funds, product of "hacking" activities does not generate any responsibility for INCA TOPS S.A..

6. Confidentiality

INCA TOPS S.A. is obliged to keep confidential the information received from the user that has this character in accordance with the applicable legal provisions, in the Republic of Peru. INCA TOPS S.A. does not assume any obligation to keep confidential any other information that the user provides, either when registering to the Site or at any other time thereafter, including information that the user provides through newsletters, whiteboards or online chats (chats), as well as the information obtained by INCA TOPS S.A. through the Cookies described in section 8.

7. Use of non-confidential information

It is understood that the information provided by the users of our website fondosmutuos.pe regarding any data, suggestion or information sent by this means, will be considered non-secret, and, by sending it, the user grants INCA TOPS S.A. an irrevocable and unrestricted license to use, copy, modify, reproduce, transmit, display and distribute such materials, information, suggestions, ideas or comments of any nature.

8. Cookies

The user who has access to the Site agrees to receive the cookies transmitted by the INCA TOPS S.A. servers. "Cookie" means a data file that is stored on the hard drive of the user's computer when the user accesses the Site. Cookies may contain information such as identification provided by the user or information to track the pages the user has visited. A Cookie cannot read the data or information on the user's hard drive or read the Cookies created by other Sites or pages.

9. Secret keys and confidential numbers

At all times, the user is solely and ultimately responsible for keeping secret the number of their cards, accounts, secret passwords and confidential numbers with which they have access to the Services and Contents of the Site, as well as to the pages of third parties. The transactions carried out on the Site using the number of their cards, accounts, secret passwords and confidential numbers express the express will of the user, the same that will be understood as known by INCA TOPS S.A. when the user receives the corresponding acknowledgment."

10. Modifications

INCA TOPS S.A. will have the right to modify the Terms and Conditions of Use at any time. Consequently, the user must carefully read the Terms and Conditions of Use each time they intend to use the Site. Certain Services and Content offered to users on and/or through the Site are subject to their own particular conditions that replace, complete and/or modify the Terms and Conditions of Use (hereinafter, the "Particular Conditions"). Consequently, the user must also carefully read the corresponding Particular Conditions before accessing any Services and Content.

11. Applicable Laws and Jurisdiction

For the interpretation, compliance and execution of these terms and conditions, the parties agree that the laws in force in the Republic of Peru will be applicable, expressly waiving any other jurisdiction or jurisdiction that may correspond to them due to their present or future domiciles. , submitting to the competence and jurisdiction of the Judges and Courts of Lima, Peru."